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Seniors / Medicare

For individuals who are turning 65 or are over the age of 65, let us help you understand the A,B,C,D’s of Medicare.

Nevada seniors need health insurance in order to not only maintain their current health but to be protected from any unforeseeable circumstance that may happen. As we get older, we are more susceptible to getting sick or injured. At Nevada Silver Life and Health Insurance, we have helped people enroll in medicare not only in Northern Nevada, but also in California, Arizona, Oregon, Washington, and Idaho. 

You may be turning 65 soon and may be wondering, how early can I apply for medicare? What’s the latest I can apply for Medicare? Which parts do I enroll in? We’re here to answer those questions!

The Initial Enrollment Period for Medicare begins three months before he/she turns 65 and ends three months after the individual’s birthday, for guaranteed issue. 

Medicare has two main parts – Part A and Part B  an individual must enroll in Parts A & B (Part B can be delayed, if he or she currently has coverage) Below we have broken down the coverage of each part: 

Part A = Hospital coverage. This part helps pay for inpatient hospital care, skilled nursing facilities, home health care etc. It will cover 100% of all costs for the first 60 days (except for the $1,408.00 deductible). 

Part B = Medical Coverage. This part helps pay for doctor’s services, outpatient care and other medical services.

Part C = Medicare Supplements/Medigap Plans. This part is offered to help with certain health care costs not covered by Medicare


Medicare Advantage Plans  – Medicare provided by an approved HMO. These plans generally offer people with Medicare additional benefits beyond the standard Medicare coverage.

Part D = Prescription Drug Coverage

We understand that the Medicare enrollment process can be intimidating, contact us today to learn more about the enrollment process. Our agents John W Collier and Gina Aguerre are available to help you and answer any questions you may have.

Call us today at 775.829.1221!

John collier, LUTCF, FSS, CC
Fax: (775) 826-2516
NV License #2545207
Gina Espinal-aguerre
Fax: (775) 826-2516
NV License #17287151
Mary Lou Urrutia
Fax: (775) 826-2516
NV License #3590623
David Moncuse
Fax: (775) 826-2516
NV License #3589736
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