David Moncuse Joins the NV Silver Team!

David Moncuse is an esteemed professional with an extensive background in the insurance industry, and he is proud to join the Nevada Silver team as their newest member. With close to 20 years of experience, David has acquired a wealth of knowledge and expertise in the field, having worked in three different states throughout his…

Read more

The Advantages of Using an Insurance Broker

When it comes to navigating the complex world of insurance, partnering with an insurance broker can provide significant advantages. At NV Silver Agency, we understand that finding the right insurance coverage can be overwhelming, especially if you’re uncertain about your specific needs. Here’s why choosing our experienced insurance agency as your trusted insurance brokers is…

Read more
Couple happy because they secured their loved one's future.

What is Modified Whole Life Insurance: A Guide for Californians and Nevadans 50+

As we reach the golden years of our lives, it becomes increasingly important to consider the financial well-being of our loved ones and the legacy we leave behind. Life is unpredictable, and that’s why life insurance is such a crucial protective measure. We’ll explore the significance of life insurance, the different types of policies available,…

Read more
Reno Health Insurance Options by NV Silver

Your Guide To Decoding Reno Health Insurance Options

Navigating Reno health insurance can be overwhelming, with a vast array of complex terminologies and countless options to choose from. However, it is essential to take the time to carefully consider your options when selecting a plan to ensure that it meets your healthcare needs and budget. One crucial factor to consider is the network,…

Read more
A health insurance broker going over plan options with a client

Dental and Vision Insurance: Which Plan is Best For Your Needs?

Dental and vision care frequently get neglected when it comes to taking care of our health. Having insurance coverage for these two healthcare specialties is essential because they are equally important to your overall physical health, which in return can help you feel more confident & happy with your life. As a Nevada-based health insurance…

Read more
Reno Medicaid unwinding.

Medicaid Unwinding Could Be Affecting You & Your Loved Ones

The COVID-19 pandemic has significantly impacted every aspect of our lives, including our healthcare system. As a result of the pandemic, nearly all Medicaid and Children’s Health Insurance Program (CHIP) members were able to stay enrolled regardless of changes in eligibility or status. This policy helped ensure that people had access to the healthcare they…

Read more
Nevada Silver- Reno Health Insurance broker

The Benefits of Having a Comprehensive Insurance Plan for Your Family

If you’re a Reno resident, securing quality health insurance for your family is crucial. At NV Silver, we offer health insurance plans that are designed to meet the unique needs of Nevada residents. We’ll explore the advantages of having comprehensive health insurance coverage for your family and how working with a health insurance broker can…

Read more
open enrollment for health insurance

Open Enrollment Period: Are You Prepared?

Health insurance is an important safety net that protects you and loved ones from the unexpected. Medical costs can rack up quickly even when you’re perfectly healthy, so it’s in your best interest to take advantage of open enrollment for health insurance. With the right plan, you’ll pay less for covered in-network health care and can…

Read more

Disability Insurance Awareness Month: Learn About Your Options

May Is Disability Insurance Awareness Month: Learn About Your Insurance Options May is Disability Insurance Awareness Month and to promote the importance of disability insurance, we’re arming everyone we can with valuable information to prepare them for setting up their own policy. While you may be thinking that your home or retirement plan is your…

Read more
nevada health insurance

Health Insurance Documents You Need To File Your Taxes

The end of the tax season is quickly approaching, have you filed yet? If not, there’s no need to worry, you still have some time. The hardest part of filing your tax returns is often locating and tracking down all of the documentation and paperwork you need to reference. In regards to the health insurance…

Read more
health insurance reno

How Do I Find In-Network Coverage From My Insurance Provider?

Health insurance policies can be confusing and finding providers that work with your insurance company in Reno can be a challenge. Seeing an in-network physician in an in-network medical facility is the only way to limit your out-of-pocket medical expenses to the minimal amount possible. Unfortunately, it’s common for patients to receive surprise medical bills…

Read more

When Does Open Enrollment for Health Insurance End in Nevada? 

It’s safe to say, we all focus on the holiday season as the end of the year approaches.    With many things to plan, such as upcoming feasts, gift exchanges, and holiday events, it’s possible to forget some of the important deadlines approaching that help ensure our livelihood.    One deadline quickly approaching is the…

Read more
preventative mammograms

The Importance of Preventative Mammograms and Nevada Cancer Insurance

October has been recognized as Breast Cancer Awareness Month since 1985 in an effort to bring to light the importance of preventative care such as breast screenings that may reduce your risk of developing breast cancer. According to the National Breast Cancer Foundation, “Breast cancer is one of the leading health crises for women in…

Read more
Nevada Birthday Rule

Almost 65 years-old? Here’s What You Need to Know About Medicare.

Throughout your career, you’ve been paying into Medicare through payroll withholdings. However, people approaching the age of 65 might think medicare comes free. That is not the case. In reality, Medicare has a number of expenses.That includes copays, premiums and certain deductibles. If you’re a current high earner, you might have to pay more for premiums…

Read more

When Was Your Last Eye Exam? – National Eye Exam Month

  August is here, which means it’s National Eye Exam Month! Optometry Times notes that, according to the Vision Counsel of America, 12.2 million Americans require some sort of vision correction, but don’t use any. Also important, nearly 50% of parents with children under 12 years of age have never taken their child to an…

Read more

Be Prepared for the Unexpected : The Importance of Travel Insurance

With a recent boom in travel across the United States, people should consider using travel insurance to protect their belongings, their money, and, most importantly, their health. As Nevada’s preferred health insurance broker, we want to make sure you make it to your destination and back home without having to worry about your well-being. Why…

Read more
health insurance reno

International Men’s Health Week: How Health Insurance Plays a Role

June 14th – 20th is International Men’s Health Week. It’s the week leading up to Father’s Day each year. During this week, people around the globe encourage boys, men and their families to focus on men’s health and health policy.   Understanding Men’s Health The overall goal of Men’s International Health Week is to spread…

Read more

Disability Insurance Awareness Month: Learning More About Income Proection

May is Disability Insurance Awareness Month and we here at Nevada Silver Insurance, along with many other agencies across Nevada, are placing an emphasis on protecting your income.   What is Disability Insurance? According to the Nevada Department of Insurance, disability insurance is a company’s ability to replace a portion of your salary for either…

Read more

How The American Rescue Plan Impacts Nevada’s Healthcare System

On March 11th 2021, President Joe Biden singed the American Rescue Plan Act into law. This $1.9 trillion package intends to combat public health and economic impacts from the COVID-19 pandemic. More than $86 billion of that package is going directly to public health. So, what does this mean for Nevadans?   Nevadans Insured by…

Read more
toy heart and stethoscope

Are you #VaccineReady?

April is National Minority Health Month and focuses on bringing awareness to the health disparities that affect racial and ethnic communities in the United States. It encourages health education and also early detection to prevent premature death and illness in these communities. This year’s theme is #VaccineReady to educate and encourage individuals to get the…

Read more
health insurance

National Public Health Week

According to the American Public Health Association, “11.2 percent of people in Nevada do not have health insurance coverage, well above the national uninsured rate of 8.8 percent. This is the 8th highest uninsured rate in the country.” This percentage is alarming given that we are still in the middle of a global pandemic. This…

Read more

COVID Lessons – The Importance of Income Protection

COVID-19 is a nasty virus that anybody can catch at any time. In the last year we have been told this everyday, yet this vicious virus continues to impact our country. We are now a year into this global pandemic and are starting to “Get our arms around this virus”. This is due in part…

Read more

Take Advantage of Nevada’s Special Enrollment Period

You can enroll in affordable, comprehensive, exceptional health insurance now through May 15th! In response to the ongoing COVID-19 pandemic and President Biden’s executive order, Nevada has opened a “Special Enrollment Period”. This Special Enrollment Period, SEP, takes place from February 15th to May 15th, 2021 for anybody that has not enrolled in a plan…

Read more

Will you receive an Obamacare premium subsidy?

How the Affordable Care Act’s subsidies are calculated, and who is eligible to receive them   Obamacare premium subsidies: Key takeaways Your subsidy eligibility depends on your income: 100-400 percent of FPL. But it also depends on your access to employer-sponsored coverage or Medicaid. You don’t have to be a U.S. citizen to get subsidies,…

Read more

Great News, Everyone Who Wants Health Insurance In Nevada Can Get It

Great News…!!!! Everyone, “who wants healthcare in Nevada” CAN GET Healthcare, health care is available to everyone who wants it…!!!! five-(5) Ways in 2020 you get Heathcare In Nevada!!!!   First way: If you are single, married &/or have a family and earn below 138% of the US poverty Level, which is $25,750 for FAMILY…

Read more

Whoever said there are “No-Do-Overs In-Life”!!!!!

“If only I could do that again”…!!!” How many times have you ever said hat to yourself after an embarrassing moment when you first meet a person and cannot remember their name…  OR, you are on a telephone call and you say something to the other person that causes them to hang up on your…

Read more

Just another Great Adventure……!!!!!!!

Just another great adventure I thought to myself…!!! Why if I had really thought about what was involved, I probably would have stayed home and vegetated in front of the TV and spent the summer staying cool in front of our “Swamp Cooler” so I would not have to sweat to death in the 110…

Read more

If it was easy everybody would be doing it….!!!!

If it was easy everybody would be doing IT…!!! People ask me a lot HOW I got into selling insurance, Or how I learned to do Dutch Oven cooking…..!!!! I have been selling all my adult life, mainly selling ideas, concepts ,selling my vision about how a project would work and what I visualize the outcome…

Read more

Chicken Pot Pie with out the Chicken!!!!!

Chickenless Pot Pie….!!!!! Wow, that doesn’t sound good… that is why you eat Chicken Pot pie to taste the flavorful Chicken , the more chicken the better…!!!! Interestingly enough,  the realities of  your life are like “Chickenless Pot Pie”, you  go thru your whole life with having any of the great at age 65 life…

Read more

What a great concept, “Best thing since sliced Bread”….!!!!!

What a great concept the ” best thing since sliced bread”….!!!! this goes along with what Larry the cable always says, “Let’s-Get-ER-Done”….!!! The best ideas & concepts are yet to be thought of by individuals… Walt disney always said “if you can imagine it, You can acheive it”… Goals and athletic,Personal coaches, Talented mangers &…

Read more

A New Year and and a new Begining!!!!!

Right Now is the best time in your life to Reflect for a few minutes and think about what you want to accomplish during the coming year and How you are going to go bout do just that, “Accomplish what you want…!!! Some folks call it “goal setting”….!!!! other’s refer to the process in different…

Read more

Trouble signing up for Internet Health Insurance?

Are you having trouble signing up on the internet for Health Insurance…????????? Well, “Join the Club”….!!!! J Any brand new piece of software is going to experience its share of “glitches” & “Gremlin’s”, but when it takes 2 minutes and 50 second to change one screen on the computer and then you get an “ERROR”…

Read more

Getting Ready to Turn 65, Here are things you need to Know!

Getting ready to turn 65 and you are just starting to think about your health care Coverage After 65 and Beyond…!!! Now is the time to start thinking about the “A”, “B”, “C” and “ D’s” of Medicare and the following are eight do’s & Don’ts that you need to be aware of and follow…

Read more

Income Protection in the Event I Get Sick and Can’t Work

Income Protection in the event I get sick and can’t work for an extended time Or I have a totally unexpected accident and cannot return to work, WHO PAYS MY BILLS, THE RENT AND PUTS FOOD ON THE TABLE As a professional Insurance agent I come in contact with a lot people as I meet…

Read more

“A Classic True Story” why a family needs life insurance

“A Classic True Story” why a Family needs life Insurance on Everybody in the family to be prepared for the unexpected turnoff events in your life….!!!! 1998 found me driving 50,000/year all over Northern Nevada and primarily in western Nevada in Washoe, Lyon, and Churchill, Storey, Carson City and Doulas counties… During that time I…

Read more