David Moncuse is an esteemed professional with an extensive background in the insurance industry, and he is proud to join the Nevada Silver team as their newest member. With close to 20 years of experience, David has acquired a wealth of knowledge and expertise in the field, having worked in three different states throughout his…
When it comes to navigating the complex world of insurance, partnering with an insurance broker can provide significant advantages. At NV Silver Agency, we understand that finding the right insurance coverage can be overwhelming, especially if you’re uncertain about your specific needs. Here’s why choosing our experienced insurance agency as your trusted insurance brokers is…
At Nevada Silver, we understand that health insurance is just one aspect of your overall well-being. That’s why we proudly extend our services to include a wide array of additional coverages in the insurance industry that seamlessly complement your health insurance. Take a moment to explore our insurance agency options in Nevada available to our…
As we reach the golden years of our lives, it becomes increasingly important to consider the financial well-being of our loved ones and the legacy we leave behind. Life is unpredictable, and that’s why life insurance is such a crucial protective measure. We’ll explore the significance of life insurance, the different types of policies available,…
Navigating Reno health insurance can be overwhelming, with a vast array of complex terminologies and countless options to choose from. However, it is essential to take the time to carefully consider your options when selecting a plan to ensure that it meets your healthcare needs and budget. One crucial factor to consider is the network,…
Dental and vision care frequently get neglected when it comes to taking care of our health. Having insurance coverage for these two healthcare specialties is essential because they are equally important to your overall physical health, which in return can help you feel more confident & happy with your life. As a Nevada-based health insurance…
The COVID-19 pandemic has significantly impacted every aspect of our lives, including our healthcare system. As a result of the pandemic, nearly all Medicaid and Children’s Health Insurance Program (CHIP) members were able to stay enrolled regardless of changes in eligibility or status. This policy helped ensure that people had access to the healthcare they…
If you’re a Reno resident, securing quality health insurance for your family is crucial. At NV Silver, we offer health insurance plans that are designed to meet the unique needs of Nevada residents. We’ll explore the advantages of having comprehensive health insurance coverage for your family and how working with a health insurance broker can…
Health insurance is an important safety net that protects you and loved ones from the unexpected. Medical costs can rack up quickly even when you’re perfectly healthy, so it’s in your best interest to take advantage of open enrollment for health insurance. With the right plan, you’ll pay less for covered in-network health care and can…
May Is Disability Insurance Awareness Month: Learn About Your Insurance Options May is Disability Insurance Awareness Month and to promote the importance of disability insurance, we’re arming everyone we can with valuable information to prepare them for setting up their own policy. While you may be thinking that your home or retirement plan is your…
The end of the tax season is quickly approaching, have you filed yet? If not, there’s no need to worry, you still have some time. The hardest part of filing your tax returns is often locating and tracking down all of the documentation and paperwork you need to reference. In regards to the health insurance…
Are you new to Nevada? While there are many benefits of moving from California to Nevada, NV Silver wants to remind senior residents of a new health insurance law they will find useful. This advantage is known as the Nevada birthday rule. You can think of this law as a special birthday gift from the…
Health insurance policies can be confusing and finding providers that work with your insurance company in Reno can be a challenge. Seeing an in-network physician in an in-network medical facility is the only way to limit your out-of-pocket medical expenses to the minimal amount possible. Unfortunately, it’s common for patients to receive surprise medical bills…
It’s safe to say, we all focus on the holiday season as the end of the year approaches. With many things to plan, such as upcoming feasts, gift exchanges, and holiday events, it’s possible to forget some of the important deadlines approaching that help ensure our livelihood. One deadline quickly approaching is the…
As the holiday season begins, many of us focus on the act of giving in order to bring joy to those we are most grateful for. Although we typically focus on gifting our loved ones with products and services, the best gift you can give just about anyone is practically free. Talking to loved…
Ensuring you or your loved ones are covered for long term care should be top of mind for anyone nearing their senior years. This November is National Long Term Care Month, a movement that was started to emphasize the importance of long-term care and how important it is for people to get involved in preparing…
October has been recognized as Breast Cancer Awareness Month since 1985 in an effort to bring to light the importance of preventative care such as breast screenings that may reduce your risk of developing breast cancer. According to the National Breast Cancer Foundation, “Breast cancer is one of the leading health crises for women in…
Throughout your career, you’ve been paying into Medicare through payroll withholdings. However, people approaching the age of 65 might think medicare comes free. That is not the case. In reality, Medicare has a number of expenses.That includes copays, premiums and certain deductibles. If you’re a current high earner, you might have to pay more for premiums…
August is here, which means it’s National Eye Exam Month! Optometry Times notes that, according to the Vision Counsel of America, 12.2 million Americans require some sort of vision correction, but don’t use any. Also important, nearly 50% of parents with children under 12 years of age have never taken their child to an…
With a recent boom in travel across the United States, people should consider using travel insurance to protect their belongings, their money, and, most importantly, their health. As Nevada’s preferred health insurance broker, we want to make sure you make it to your destination and back home without having to worry about your well-being. Why…
June 14th – 20th is International Men’s Health Week. It’s the week leading up to Father’s Day each year. During this week, people around the globe encourage boys, men and their families to focus on men’s health and health policy. Understanding Men’s Health The overall goal of Men’s International Health Week is to spread…
May is Disability Insurance Awareness Month and we here at Nevada Silver Insurance, along with many other agencies across Nevada, are placing an emphasis on protecting your income. What is Disability Insurance? According to the Nevada Department of Insurance, disability insurance is a company’s ability to replace a portion of your salary for either…
On March 11th 2021, President Joe Biden singed the American Rescue Plan Act into law. This $1.9 trillion package intends to combat public health and economic impacts from the COVID-19 pandemic. More than $86 billion of that package is going directly to public health. So, what does this mean for Nevadans? Nevadans Insured by…
April is National Minority Health Month and focuses on bringing awareness to the health disparities that affect racial and ethnic communities in the United States. It encourages health education and also early detection to prevent premature death and illness in these communities. This year’s theme is #VaccineReady to educate and encourage individuals to get the…
According to the American Public Health Association, “11.2 percent of people in Nevada do not have health insurance coverage, well above the national uninsured rate of 8.8 percent. This is the 8th highest uninsured rate in the country.” This percentage is alarming given that we are still in the middle of a global pandemic. This…
If only I had known when I was 21, what I know now at 79, I’d be in great shape! March is “National Nutrition Month” and what a great time to start those habits of eating the best foods for your body instead of waiting until January 1st to start another resolution that will be…
COVID-19 is a nasty virus that anybody can catch at any time. In the last year we have been told this everyday, yet this vicious virus continues to impact our country. We are now a year into this global pandemic and are starting to “Get our arms around this virus”. This is due in part…
You can enroll in affordable, comprehensive, exceptional health insurance now through May 15th! In response to the ongoing COVID-19 pandemic and President Biden’s executive order, Nevada has opened a “Special Enrollment Period”. This Special Enrollment Period, SEP, takes place from February 15th to May 15th, 2021 for anybody that has not enrolled in a plan…
Department of Health and Human Services Nevada Division report
How the Affordable Care Act’s subsidies are calculated, and who is eligible to receive them Obamacare premium subsidies: Key takeaways Your subsidy eligibility depends on your income: 100-400 percent of FPL. But it also depends on your access to employer-sponsored coverage or Medicaid. You don’t have to be a U.S. citizen to get subsidies,…
Great News…!!!! Everyone, “who wants healthcare in Nevada” CAN GET Healthcare, health care is available to everyone who wants it…!!!! five-(5) Ways in 2020 you get Heathcare In Nevada!!!! First way: If you are single, married &/or have a family and earn below 138% of the US poverty Level, which is $25,750 for FAMILY…
“If only I could do that again”…!!!” How many times have you ever said hat to yourself after an embarrassing moment when you first meet a person and cannot remember their name… OR, you are on a telephone call and you say something to the other person that causes them to hang up on your…
Sick Pay Plus short and Long term income – Disability Protection…!!!! What is a person’s greatest asset….?????? Would it be the Diamond wedding ring, or the new ford 150 super cab pick-up, or the brand new Home they just qualified to buy or their Harley Davidson Motorcycle…!!!! To most people they think in terms of…
When I was growing up I lots of wonderful role models, my mother and her sisters and Brothers who I stayed with during Christmas, holiday and summer breaks. I lost my father when I was eight years old and my mother and her other 5 sisters and Six Brothers took turns at raising me over…
Just another great adventure I thought to myself…!!! Why if I had really thought about what was involved, I probably would have stayed home and vegetated in front of the TV and spent the summer staying cool in front of our “Swamp Cooler” so I would not have to sweat to death in the 110…
“I talk with 10-15 people a week on an average about their health insurance needs to meet the ACA-Affordable Healthcare Act and the requirement that everyone must be covered with health insurance or pay a tax penalty. …. Each year the tax penalty increases and so does the awareness of the public in America, especially when they…
If it was easy everybody would be doing IT…!!! People ask me a lot HOW I got into selling insurance, Or how I learned to do Dutch Oven cooking…..!!!! I have been selling all my adult life, mainly selling ideas, concepts ,selling my vision about how a project would work and what I visualize the outcome…
Chickenless Pot Pie….!!!!! Wow, that doesn’t sound good… that is why you eat Chicken Pot pie to taste the flavorful Chicken , the more chicken the better…!!!! Interestingly enough, the realities of your life are like “Chickenless Pot Pie”, you go thru your whole life with having any of the great at age 65 life…
What a great concept the ” best thing since sliced bread”….!!!! this goes along with what Larry the cable always says, “Let’s-Get-ER-Done”….!!! The best ideas & concepts are yet to be thought of by individuals… Walt disney always said “if you can imagine it, You can acheive it”… Goals and athletic,Personal coaches, Talented mangers &…
Right Now is the best time in your life to Reflect for a few minutes and think about what you want to accomplish during the coming year and How you are going to go bout do just that, “Accomplish what you want…!!! Some folks call it “goal setting”….!!!! other’s refer to the process in different…
Are you having trouble signing up on the internet for Health Insurance…????????? Well, “Join the Club”….!!!! J Any brand new piece of software is going to experience its share of “glitches” & “Gremlin’s”, but when it takes 2 minutes and 50 second to change one screen on the computer and then you get an “ERROR”…
Getting ready to turn 65 and you are just starting to think about your health care Coverage After 65 and Beyond…!!! Now is the time to start thinking about the “A”, “B”, “C” and “ D’s” of Medicare and the following are eight do’s & Don’ts that you need to be aware of and follow…
Income Protection in the event I get sick and can’t work for an extended time Or I have a totally unexpected accident and cannot return to work, WHO PAYS MY BILLS, THE RENT AND PUTS FOOD ON THE TABLE As a professional Insurance agent I come in contact with a lot people as I meet…
“A Classic True Story” why a Family needs life Insurance on Everybody in the family to be prepared for the unexpected turnoff events in your life….!!!! 1998 found me driving 50,000/year all over Northern Nevada and primarily in western Nevada in Washoe, Lyon, and Churchill, Storey, Carson City and Doulas counties… During that time I…
The first year I started selling life Insurance, I was an agent for New York Life in 1989 and 1990 and my first assignment was to develop a list of 100 people I knew, contact them for an appointment to tell them what I was doing now and determine if I could assist them in…