April is National Minority Health Month and focuses on bringing awareness to the health disparities that affect racial and ethnic communities in the United States. It encourages health education and also early detection to prevent premature death and illness in these communities. This year’s theme is #VaccineReady to educate and encourage individuals to get the COVID 19 vaccine. Minorities have been disproportionately impacted by the COVID19 pandemic.
Here in Nevada, Governor Sisolak officially declared April as Minority Health Month in Nevada and wrote in his declaration that “... the State of Nevada recognizes that the COVID-19 pandemic has disproportionately impacted some communities and that creates an environment where COVID-related outcomes result in lingering chronic illnesses and negative non-health related social determinants…” and ended his proclamation with “Minority Health Month is a time for the State of Nevada to re-emphasize its commitment to addressing Racism as a Public Health Crisis”. Nevada’s largest minority group according to the U.S. Census Bureau is the Hispanic or Latino population, which makes up 29.2% of Nevada’s population. Although Reno’s population is predominantly White, the Hispanic population is 24.7%.The Asian population makes up 6.35% and the black and African American population makes up 2.53% of Reno’s population.
As Reno’s community continues to grow, so do the public health issues such as homelessness, substance abuse, but the largest public health issue currently is the ongoing COVID 19 pandemic. That's why it is important to know the facts when it comes to vaccination and make sure that those resources and tools are being shared and are easily accessible to minority communities. The National Institute on Minority Health and Health Disparities has created the #VaccineReady social media campaign to spread vaccination knowledge and created social media toolkits that include informative messages and social media cards. They also have created a Minority Health Bingo Challenge for 2021 that is not only in English but also in Spanish.
Although the Nevada Silver Health and Life Insurance Agency has been in business for 32 years, we have called 89502 our home for 16 years. We have seen the Reno community grow and become a mecca for diversity and inclusion. We are dedicated to helping those in the community, especially those in underrepresented communities, enroll in the best health insurance coverage they need for not only themselves but also for their families. Our agency does provide Spanish speaking services for those who English is not their first language. Contact us today to learn more about enrolling in the right health care plan.
According to the American Public Health Association, “11.2 percent of people in Nevada do not have health insurance coverage, well above the national uninsured rate of 8.8 percent. This is the 8th highest uninsured rate in the country.”
This percentage is alarming given that we are still in the middle of a global pandemic.
This week is National Public Health Week, which focuses on educating the public about a variety of public health topics. Each day highlights a different topic ranging from advancing racial equity to elevating the essential and health workforce.
These topics are very important for Nevada’s public health as we continue to fight the battle against not only COVID19 but also obesity and opioid addiction. Our great state is also made up of a number of rural communities that have difficulty acquiring great health care.
The American Public Health Association releases state fact sheets that give statistics about the public health of every state. They release this information to not only inform the public but also for the public to take action. Here are the statistics they provided for the Silver State:
Sources: Trust for America’s Health, Investing in America’s Health; Trust for America’s Health, Prevention and Public Health Fund at Work in States; U.S. Census Bureau, 2015, 2016, and 2017 1-Year American Community Surveys; United Health Foundation, America’s Health Rankings; Centers for Disease Control and Prevention, National Tobacco Control Program Funding.
Now that we know the stats, how do we take action? With President’s Biden Special Enrollment Period, Nevadans can apply for affordable health care and begin to live healthier lives. Healthcare shouldn’t be a luxury, it's a necessity that should be easy for people to receive.
John W Collier and Gina Aguerre have over three decades of experience in health and life insurance. They not only will help you find the best health care plan for you, but they will do it with care and ease. John and Gina have been serving the Reno community for over 32 years. They have expanded their reach to help those in other Northern Nevada communities, as well as in other states. NV Silver is the only Nevada Health Link Preferred Broker in Northern Nevada. They understand that health and life insurance can be difficult to understand, that’s why they take the time to review your options and make sure you truly understand what you’re enrolling in. If you’d like to learn more about your health and life insurance options, contact NV Silver today at 775-829-1221 or submit an inquiry form here.
If only I had known when I was 21, what I know now at 79, I'd be in great shape!
March is “National Nutrition Month” and what a great time to start those habits of eating the best foods for your body instead of waiting until January 1st to start another resolution that will be usually ended and forgotten in 10 days...
You really must motivate yourself and think about why you want to make the change. Remember to continue the changes each day until you form your new habits.
Insight Into My Own Nutritional Journey
Five years ago, I connected with a lifestyle coach in a networking group I was in. She asked me to take her 30-day fasting course to lose weight and change my eating lifestyle. It also develops new habits for eating and food intake.
Since I had tried several other diets and food loss programs and read all the books, which resulted with the programs bringing limited success, I thought if I tried her fasting program I could achieve some reasonable success!
The key points of this fasting program were eating food portions “that would fit into the palm of your hand". I also drank shakes and water for breakfast and lunch and had a light dinner of a protein, vegetables, and green salad each evening. Alcohol and caffeine were eliminated for the duration of the fast. Each meal and bite were eaten slowly and thoroughly between bites.
The idea was during the 30-day period to flush my body and determine which foods I was allergic to that caused me to gain weight. These foods were eliminated permanently from my diet at the end of my fasting and helped me maintain my weight. Amazing to me, I lost 28 lbs. In 30 days but within a years' time I had gained it all back and then some...
Fun Fact #2- The whole trick to making healthy changes in your life is, once you have made the change, KEEP doing what got you to your goal!
The majority of people who want to have great nutrition and weight loss can usually accomplish that within the time period to get-it-done, but then they slowly allow themselves to slip back into the old habits and wind up right back where they started, myself included!
Along with making sure that you develop healthy nutritional habits by eating health, you need to make sure that you are getting in the habit of making your annual check ups with your doctor, dentist, and optometrist. Eating healthy and creating health conscious habits are only part of a bigger equation.
By getting in the habit of scheduling annual check ups, it allows for you to stay healthy. Also by taking preventative steps, you can avoid rushing to urgent care or going to the doctor when you’re sick. These tactics tend to be costly and taxing not only to yourself but to your family.
Don’t have a health insurance plan? We can help you find the best plan to fit your budget and needs. We are the only Nevada Health Link preferred broker in Northern Nevada. Our agents have years of experience in the insurance industry and make it easy for you to understand and choose the right plan for you. We can also help you find the right dental and vision insurance plan.
Don’t let your new nutritional habits be the only thing that keeps you healthy. Make sure you have a great affordable health plan through Nevada Health Link. Call the Nevada Silver Life & Health Insurance at 775-829-1221 and schedule an appointment to apply for coverage.
COVID-19 is a nasty virus that anybody can catch at any time. In the last year we have been told this everyday, yet this vicious virus continues to impact our country.
We are now a year into this global pandemic and are starting to “Get our arms around this virus”. This is due in part to advances in science and technology which produced the vaccines in a matter of months. Changes in lifestyle and social behaviors have also helped us get a grasp on this virus. The past year has shown the true resilience of not only our local Reno community but also the world.
Our country has reached a grime milestone, we have surpassed 500,000 COVID deaths. COVID has become the leading cause of death in the USA.
These facts are quite shocking but also put into perspective the importance of life insurance and disability insurance. Do you have a financial protection plan in the event you or your loved ones become ill or die unexpectedly?
Only 59% of Americans have life insurance, and about half of those with insurance are underinsured, according to LIMRA. One problem is that nine million households just have group life insurance. That's usually not enough.
According to NerdWallet’s 2020 household debts stats, the average U.S. household owes the following:
According to Lincoln Heritage, the average funeral costs range from $7,000 to $12,000.
Does your current life insurance plan cover the amounts listed and also funeral/burial costs? If you don’t have an adequate life insurance policy or none at all, your family will be left having to pay for these costs. The last thing you want your family to do is stress about how they’re going to pay off any debts, let alone the cost for your funeral.
If you came down with COVID-19 or any of the “Leading Causes” of deaths and passed away in the next two weeks. WHO and HOW are your:
What if you only got sick and tried to go back to work after recovering from COVID 19 but couldn’t make it through the workday because of the after effects of the COVID-19.
Do you have the financial resources on your own to cover for the time you’ve missed work?
Nearly two-thirds of Americans, 63%, say they’ve been living paycheck to paycheck since the COVID19 pandemic hit the U.S. last year. COVID-19 has no boundaries, it can affect those that are financially sound or financially insecure.
Maybe you’re not in the high risk category for COVID and are wondering why you should even invest in life insurance. You can be in the best shape of your life or just starting your life, but can get into a car accident or any other life altering event. No matter where you are in your life, make sure that you have the right life insurance coverage to make sure your loved ones are financially secure.
Now is the time to act, instead of reacting when things go array. Our agents at Nevada Silver Life and Health Insurance are here to help you determine the right life insurance plan. We are located in Reno,NV but serve Northern Nevada, and are the only Nevada Health Link Preferred Broker in Northern Nevada. With our Reno-Tahoe community growing and becoming more diverse, we do have Spanish speaking agents. Contact us today at 775-829-1221 for quotes on health insurance, life insurance and income protection/disability insurance coverage.
You can enroll in affordable, comprehensive, exceptional health insurance now through May 15th!
In response to the ongoing COVID-19 pandemic and President Biden’s executive order, Nevada has opened a “Special Enrollment Period”. This Special Enrollment Period, SEP, takes place from February 15th to May 15th, 2021 for anybody that has not enrolled in a plan this year. At Nevada Silver Life & Health Insurance, we can help you enroll in affordable individual health insurance, that is ACA-Affordable Care Act compliant. This special enrollment will allow you to protect your health and well being!
These are just a few QLEs, contact us today at 775-829-1221 to discuss your options.
At Nevada Silver Life and Health Insurance, one of our many specialties is individual health insurance. We are the only preferred broker by Nevada Health Link located in Northern Nevada that can assist you in understanding the ins and outs of this special enrollment period.
We can also help you navigate the Nevada Health Link website quickly and efficiently. With a number of plans, we also help you to understand the 2021 Individual Health insurance language and the plans of the five insurance carriers who offer 50 plans for you to pick from for your coverage.
Our certified agents can walk you through understanding the plan application, the tax credit, which is based on the individuals AGI-Adjusted Gross Income that offsets the monthly premium, and individual plan benefits so you will find the plan that best fits your health needs and budget. We also have Spanish speaking agents who can assist you with finding the best health insurance plan.
Make sure that you take advantage of this enrollment period. Whether it's setting a reminder on your phone or writing it on your calendar, make sure you set a time to enroll because it'll be May 15th before you know it! We are available Monday - Friday to help provide you with a free quote and answer any questions you have regarding this special enrollment period.
Call us today for a quote and to apply for great insurance coverage “YOU NEED” to protect your health and financial stability.
You can also request a quote online by visiting https://nvsilver.com/contacts/
Nevada Silver Life and Health Insurance Agency LLC- 775-829-1221
