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Medicaid Unwinding Could Be Affecting You & Your Loved Ones

The COVID-19 pandemic has significantly impacted every aspect of our lives, including our healthcare system. As a result of the pandemic, nearly all Medicaid and Children's Health Insurance Program (CHIP) members were able to stay enrolled regardless of changes in eligibility or status. This policy helped ensure that people had access to the healthcare they needed during a time of crisis. However, the continuous enrollment policy is now coming to an end, and it will affect nearly 938,000 people in Nevada alone.

The expiration of the continuous coverage policy will represent the single largest health coverage transition event since the first open enrollment period of the Affordable Care Act. It is believed that many people will not even be aware that they have lost their benefits, which could have serious consequences for their health. So, what does this mean for Medicaid beneficiaries in Nevada?

Some Reno Medicaid members may be automatically renewed by their Medicaid agency based on information the state uses to confirm eligibility, such as tax returns, bank accounts, unemployment, or SNAP eligibility. However, others may need to take action and provide documentation to verify their Medicaid eligibility. Beneficiaries will be notified by their state Medicaid agency via postal mail or email when they are having their coverage redetermined.

It is important to note that if you receive a notification that your coverage is being redetermined, you should not ignore it. Even if you know that you do not qualify, it is necessary to complete all paperwork received from Medicaid. This will allow you to seek alternative coverage options and avoid any potential gaps in your health insurance coverage.

If you receive a notice that your eligibility has been terminated based on information received or accessed by Medicaid, you may be left without health insurance coverage. However, you should not panic. Instead, you should call a local health professional agent (like Nevada Silver Life & Health) and seek an appointment to discuss your options. You may be eligible for alternative coverage options, such as a new affordable health plan on the Nevada Health Link Exchange, which can help you avoid any gaps in your health insurance coverage.

The end of Medicaid continuous enrollment is a significant event that will impact nearly one million people in Nevada alone. It is essential that Medicaid beneficiaries in Nevada stay informed and take action to ensure that they have access to the healthcare they need. Whether you are automatically renewed or need to provide additional documentation to verify your eligibility, it is essential that you stay on top of the process and seek help if needed. By doing so, you can help ensure that you and your family have access to the healthcare you need during this challenging time.

John collier, LUTCF, FSS, CC
Fax: (775) 826-2516
NV License #2545207
Gina Espinal-aguerre
Fax: (775) 826-2516
NV License #17287151
Mary Lou Urrutia
Fax: (775) 826-2516
NV License #3590623
David Moncuse
Fax: (775) 826-2516
NV License #3589736
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