Individual Health Insurance (0 to 65 yrs old) is based on your annual AGI (Adjusted Gross Income).

To obtain an individual Health policy

The first step in obtaining an individual health policy, you must estimate your 2018 AIG (adjusted gross income) to determine eligibility . . .

For example:

For a household of 1 (one) if your income is below $16,753.00 or for a household of 2 (two)  $22,715.00* you qualify for Medicaid.  You need to go to the local Welfare dept, in Reno, NV located at 4055 So. Virginia, Reno, NV 89502 to enroll.

If your 2018 income is between $16,753 – $48,560*,  please call Nevada Silver at 775.829.1221 to sign up through Healthcare.gov  to determine your federal subsidy for Health Insurance or to apply for one of the two plans in the private Nevada marketplace.

If your income is above $65,840. You need to call Nevada Silver Life and Health at 775.829.1221 to purchase your health insurance in the private marketplace.

*See chart below for households larger than 2 (two).

Health coverage that can be purchased 3 months at a time (can also be rolled over one an additional time). This coverage is not ACA compliant, but it provides limited benefits.

These plans are subject to pre-existing medical conditions

Ideal coverage for college students, individuals in between jobs or waiting until they want to be covered on their employers group health plan at work… Good also for Seasonal workers working on short-term jobs such as Ski instructors or River Raft Guides, or Seasonal Fire fighters to name a few….

• Affordable plans that can fit any budget
• Set dollar amounts for doctor office visits, hospital stays, lab work and more
• Predictable, easy-to-use benefits for a variety of care
• As a value added, access to First Health PPO Network, one of the nation’s largest PPO networks*

With PivotCare, consumers have access to low-cost medical plans that empower them to manage and control their health care

Our Short Term Medical insurance gives you a plan to face those
unpredictable moments in life with confidence. It provides the financial protection you need from unexpected medical bills and other health care expenses, including:

• Doctor visits and some preventive care

• Emergency room and ambulance coverage

• Urgent care benefits, and more