The Initial Enrollment Period for Medicare begins 3 months before he/she turns 65 and ends 3 months after the individuals birthday, for guaranteed issue.
Medicare has 2 (two) main parts – Part A and Part B an individual must enroll in Parts A & B (Part B can be delayed, if he or she currently has coverage)
Part A = Hospital coverage. Helps pay for inpatient hospital care, skilled nursing facilities, home health care etc, will cover 100% of all costs for the first 60 days (except for the $1,340.00 deductible)
Part B = Medical Coverage. Helps pay for Doctors services, outpatient care and other medical services,
Part C = Medicare Supplements/Medigap Plans, offered to help with certain health care costs not covered by Medicare
Medicare Advantage Plans – Medicare provided by an approved HMO. Generally offer people with Medicare additional benefits beyond the standard Medicare coverage.
Part D = Prescription Drug Coverage