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Just another great adventure I thought to myself…!!! Why if I had really thought about what was involved, I probably would have stayed home and vegetated in front of the TV and spent the summer staying cool in front of our “Swamp Cooler” so I would not have to sweat to death in the 110 degree blistering days in Southern California…. At the time I really didn’t think much about what would be involved or that becoming a counselor a Boy Scout Camp could get me out of the house, all those wired Southern California TV shows and that 110-degree heat in the San Bernardino valley into the mountains that surrounded the valley where it was in the 70-80’s during the day and really cool at night….

So I went for my Camp Counselor interview with the local Council Scout Executive and Camp Director and he must of liked me and what I said during the interview because he hired me on the spot and asked me if I was if I was available right after when school ended for the summer in june… He said he needed someone to go up to the camp in Barton Flats and look after it for a couple of weeks until the camp actually started… At 16 I didn’t think much about it as it sounded like it would be fun living in the high country by yourself watching after a camp, cooking your own meals and just hanging out….

Well that “just hanging out “experience turned out to be a “life changing event” for me as it lead to an eventual career doe 25 years with Boy Scouts of America in 5 different Local boy scout councils and career and life of Many Great adventures in Southern& Northern California, Nevada, Washington and Oregon… It allowed me to find and Marry my best friend in life and raise tow outstanding children who are highly successful and follow their passion for a great life and career of their own in their chosen occupations…. That “Just Hanging out” experience has lead me to a 5o plus year career in both the Non-Profit and business sector and given me the opportunity to be of service and support to several thousand individuals over the last 50 years in the areas of personal development and growth for themselves as youth and adults and later for the financial protection of themselves and their families…..

And the best part of that couple of weeks of just hanging out when I was 16, it ain’t over yet as there is another 5o years of mountains of “great adventures to be had” ….!!!!!!!

 

"I talk with 10-15 people a week on an average about their health insurance needs to meet the ACA-Affordable Healthcare Act and the requirement that everyone must be covered with health insurance or pay a tax penalty. ....  Each year the tax penalty increases and so does the awareness of the public in America, especially when they do their Taxes each year and see the Tax penalty cost them more each because they did not have Health coverage...

"Nobody Ever said it was fair, or right or did we as voting citizens have an opportunity to vote" , whether we wanted  this law or not, but our "elected representatives passed this law and the current President signed it into the law of the land, so now we all have to have health insurance that meets the ACA Standards or we face an increasing tax penalty each that we do not have coverage...!!!

The increase in federal Mandated benefits, plus the already existing State mandated benefits, plus the cost of care and Prescription drugs rising, the average American citizen is seeing, as we start 2016,  a dramatically increasing "mandated coverage" that each of us have to pay rise in cost to each of us as consumers...

To offset this rising cost the Federal Government thru it's agency CMS offers a :"Subsidy" to offset the cost of this increasing cost of health Insurance that is available to individuals who earn more  than the federal poverty level of income in this country or 138% or $16,242 in 2016 and less than 400% or $42.080 if you are single and plan to  file your federal taxes in 2016... The Younger you are the less "Subsidy" you qualify for and the older you are the more "subsidy" you receive, so you can draw a conclusion the youth are paying the bulk of the cost to offset the older folks...!!!! If you earn more than $42,080 YOU have to go find health insurance in the "private marketplace and pay full retail cost for coverage

If you earn less that $16, 242 you have to go find the welfare department in your city or state and apply for Medicaid if you can qualify for it as you have  to earn less than 133% of the federal Poverty level to qualify for that coverage which is "Free"....

Now that I have "set the stage" and drawn the mental picture with a basic "Picture", Let me ask a couple of questions: Question #1- Who is paying for this "New Entitlement Program called "Healthcare subsidies" and where will the money come from in the future to continue paying this "Un-Funded" Benefit to over approximately 7.6 million Americans who are now getting these "Subsidies"...??????  Question #2- Why How  is it "Fair & Equal & Right" for some of our fellow citizens to get "Free" Health insurance, Some of our fellow citizens to get a "Subsidy" form the taxpaying Folks ( A lot of people do not Pay tax in our Country) and those individuals who make More than the "Federal poverty level" have to pay full retail cost for their healthcare in order to be "In Compliance"  the ACA Law...!!!!!

Who ever said Life is fair & equal & right in our great country, forgot to add.......!!!!

"IF IT WASN'T FOR THE PROFESSIONAL POTLICITIANS WE CURRENTLY HAVE IN OFFICE...... it very well Could be.....

John collier, LUTCF, FSS, CC
Fax: (775) 826-2516
NV License #2545207
Gina Espinal-aguerre
Fax: (775) 826-2516
NV License #17287151
Mary Lou Urrutia
Fax: (775) 826-2516
NV License #3590623
David Moncuse
Fax: (775) 826-2516
NV License #3589736
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